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5 Home Turning Don’ts

5 Home Turning Don’ts

With regards to earning money in the commercial associated with turning homes along with other property opportunities you will discover a myriad of do’s as well as don’ts on the way. The facts from the issue is actually these are incredibly helpful regardless of whether this really is your own very first home switch or even you’ve already been turning homes for a long time. Actually you may simply discover that you could discover some thing brand new sometimes through reading through listings similar to this even though you have already been turning homes for a long time and also have numerous prosperous flips below your own belt.
Budapest property

1) Be sure to read the community before you decide to purchase. You will need to ensure that the home you are thinking about is a great match for that community. It’s also wise to take time to ensure that the master plan in store for that home may complement nicely using the additional community citizens to assure the faster purchase.
2) Do not whack your financial allowance without having simply trigger. Your financial allowance is actually that which you accustomed to figure out set up home will be a lucrative endeavor. Should you whack your financial allowance as well as can’t recuperate the additional cash you have invested within the value about the home you’ll have critically reduce in to your own earnings otherwise removed all of them collectively. The actual objective within home turning would be to enter as well as away rapidly as well as invest very little cash as you possibly can to make just as much cash as you possibly can.
3) Be sure to arranged every day objectives as well as maintain your self responsible in order to individuals objectives. If you do not achieve your own objectives during the day it may arranged the whole task back again through around per month with respect to the objectives as well as exactly what needs to be rearranged consequently. Stay with your own schedule as well as your every day routine to prevent possibly pricey delays over time as well as cash.
4) Do not ignore the outside. Suppress attractiveness is actually exactly what provides purchasers to the home. Should you invest all of your cash, period, as well as work producing enhancements towards the outside of the house you’ll have small remaining to create the exterior attractive to audience. The home buyer is actually looking for the whole bundle. A house which appears run-down on the exterior simply leaves the actual impact to be overlooked inside and several audience won’t ever stroll within when the outdoors appears desolate.
5) Do not spend some money you don’t have to invest. Whilst it might be excellent to set up granitic counter tops as well as premium kitchen areas in to each and every house it’s not usually useful as well as this could be cash that won’t end up being retrieved, especially within houses which are within minor communities. If you wish to obtain the the majority of for the cash prevent pricey costs which are not precisely essential for the actual prosperous conclusion from the switch. Resurface restroom fittings instead of changing all of them if at all possible as well as make use of brand new cupboard doorways or even equipment instead of including brand new cupboards altogether in order to reduce costs. Quite simply, save that which you may, repair exactly what must be set, as well as give a couple of aesthetic details prior to moving forward.

The marketplace with regard to property is really a really fickle marketplace. Prevent jeopardizing a lot of time as well as cash on the home that’s not likely to recuperate individuals additional details as well as costs. Rather keep individuals suggestions with regard to more advanced flips after you have several prosperous flips below your own belt.

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Title: Are You Suffering From Payment Protection Overload?

Title:
Are You Suffering From Payment Protection Overload?

Word Count:
737

Summary:
Critical illness insurance:

Critical illness insurance will c
https://airconditioningorangecounty.wordpress.com/over you in the event of a serious illness such as cancer, coronary artery by-pass surgery, heart attack, kidney failure, major organ transplant, multiple sclerosis and stroke. Additional conditions covered by this insurance can include aorta graft surgery, benign brain tumour, blindness, coma, deafness, heart valve replacement or repair, loss of limbs, loss of speech, motor neurone disease, paralysis/paraplegia,…

Keywords:
UK insurance, critical illness insurance, life insurance, mortgage life insurance, mortgage

Article Body:
Critical illness insurance:

Critical illness insurance will cover you in the event of a serious illness such as cancer, coronary artery by-pass surgery, heart attack, kidney failure, major organ transplant, multiple sclerosis and stroke. Additional conditions covered by this insurance can include aorta graft surgery, benign brain tumour, blindness, coma, deafness, heart valve replacement or repair, loss of limbs, loss of speech, motor neurone disease, paralysis/paraplegia, Parkinson’s disease, terminal illness and third degree burns. Not all insurance companies will necessarily cover all of these illnesses, whilst some insurance companies will cover more; it is always worth reading the terms and conditions before you sign anything.

Critical illness insurance policies typically offer a tax-free lump sum if you are diagnosed with one of the above illnesses and meet the conditions outlined in the policy contract. The lump sum is most often used to cover the remainder of the mortgage, although can be spent on home alterations or medical care etc.

Life insurance:

Life insurance is usually taken out if your family or partner is financially dependent on your income. Life insurance can also be purchased as life assurance and in this form, can offer a method of protection cover and savings. However, most people simply use it as a form of financial protection for their mortgage and therefore their family. There are three main types of life insurance: term insurance, whole life insurance and endowment insurance. More information can be found on these forms of life insurance on the Association of British Insurers’ website, listed in the resources section of this article.

Mortgage life insurance:

Mortgage life insurance is essentially the same as a decreasing (lump-sum) term life insurance policy and is designed to pay out a lump sum upon the death of the policy holder, should it occur during the term of the mortgage. The size of the lump sum will decrease over the term of the life insurance policy, in the line with the outstanding mortgage repayments. E.g. As you pay off your mortgage, the amount of cover will decrease as the need is less significant.

Mortgage protection:

Mortgage protection, also called mortgage payment protection, is a type of insurance that can help protect mortgage payments and associated household costs in the event of unemployment, illness or an accident. Through mortgage payment protection, you can insure your monthly mortgage payment, monthly life premiums and the monthly cost of your buildings and content insurance. Typical mortgage protection cover could include:

* Unemployment and disability insurance cover

* Accident or sickness

* Unemployment only insurance cover

* Disability only insurance cover

Loan payment protection:

Loan payment protection policies are designed to protect the repayments to any loans you may have taken out. They work on a similar basis to mortgage payment protection, but for a wider scope of borrowing. Premiums for loan payment may be greater than those for mortgage protection.

Income protection:

In the event of unemployment, sickness or an accident, income protection insurance offers a limited income. Do make sure you understand the terms of the policy however, as the income that you received through cover may be significantly less than the income you receive through employment.

Private medical insurance:

Private medical insurance is a policy which will provide financial cover for medical treatment in the event of an acute condition. According to the Association of British Insurers, the majority of insurers define an acute condition as “a disease, illness or injury that is likely to respond quickly to treatment which aims to return you to the state of health you were in, immediately before suffering the disease, illness or injury, or which leads to your full recovery.”

Private medical insurance provides reassurance for people who know that treatment is available promptly should they become ill or injured.

Resources:

http://www.abi.org.uk/ The Association of British Insurers

http://www.moneynet.co.uk/insurance/index.shtml Consumer Insurance Comparison Research

http://www.moneynet.co.uk/home-car-travel-insurance-guide/index.shtml Insurance Guide

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How Many Ways Can You Use an Interactive Map?

Two of the more normal ways that intelligent guides are utilized for land are area maps that show where a property is found, and intuitive floor plans. Yet, you could likewise utilize an intuitive guide to show accessible parts on a region guide and show the value, size or different highlights about each parcel.

Another thought is to utilize an airborne photo of an area or locale. You could add problem areas to show conveniences or get-away properties utilizing the photo as the guide to give watchers a remarkable viewpoint of the zone.

Travel and Tourism Maps

At the point when individuals are arranging an outing they need great guides to help them find where to remain and what to do when they arrive. You could utilize an adapted intuitive guide of a city or traveler zone to show housing, eateries and attractions. You may make maps for journey or visit courses that show photographs and portrayals of each stop en route. Or on the other hand, what about making an intelligent perspective on the journey transport itself so individuals can find all the on-board conveniences and comprehend the design of the boat?

You could show individuals what the territory resembles on a climbing or trekking trail so individuals realize what’s in store early. You could make intuitive guides for amusement parks, camping areas, or resorts to allure individuals to visit face to face.

Intelligent Facilities, Museum and Campus Maps

Numerous offices are unpredictable and comprise of different structures and levels. Tracking down a particular store, room or show can at times be a significant test. Why not utilize intelligent guides to assist individuals with exploring shopping centers, clinics, exhibition halls, gyms or resorts? These guides can assist individuals with learning the office and realize where to go when they arrive.

* An intelligent guide for a displays or expos in a huge conference hall could be utilized to offer stalls to merchants and to show guests where to discover the organizations or exhibitors they are keen on.

* A fairway is an incredible contender for an intelligent guide. Show photos of each opening and incorporate the yardage and other pertinent data.  https://www.platformexecutive.com/

* Campus maps are fundamental to assisting individuals with learning a school and finding the structure they are searching for.

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Great Tips For Mastering Web Design Techniques

 

The uses for a website are almost limitless. It can be a social networking tool, an entertainment portal or a place to get information. It doesn’t matter what type of site it is, a talented web designer is working behind the scenes. Here are some tips on web design that can be applied to any website you create.

This isn’t the 90’s, so avoid frames. When web design first started frames were useful but had many flaws. Frame-based designs cause readers to have trouble bookmarking your site, and scrolling can also prove burdensome. There are easier ways to give seamless flow to your site.

Don’t pile on the graphics. Having graphics are good for anyone who wants an attractive and professional site, but an abundance of them makes your page look cluttered. Don’t use graphics just to decorate; use them to improve the site. Your site will be easier to navigate too if you keep the graphic clutter to a minimum.

Don’t disable the visitor’s right-click functionality. Some sites do this in order to prevent people from copying and pasting text or saving images from the site. The thing is, it doesn’t work and disables other useful functions. OCR can be used to capture text from such sites, and grabbing images is as simple as taking a screenshot.

To help you attract a more professional crowd to your site, make sure you design your site with no spelling errors. When designing the site, utilize a spell checker and if need to, a grammar checker. If you have a site with poor spelling and grammar, people will not want to do business with you because they will think it is unprofessional.

Keep your education ongoing. Websites are constantly changing, every day, and if you stop learning new things, you may find yourself falling behind the pack with your designs. Try to convince yourself to learn one new thing each day, be it programming a new background, or a simple HTML setup.

Try including real customer testimonials. Very few want to be the first to try a product or service, so let customers know that others have tried your wares and that they were pleased with them. Try asking some clients that have done projects with you to create a short paragraph about their experience with your company, to put on your site.

To help your website function the way it is intended to, make sure all your links are working. If you have broken links then your visitors may get frustrated when they try to click on something that interests them. Frustrated visitors is not something you want because they end up leaving your site mad.

While development platforms are great for doing the job of creating your code, they are not always able to be relied on for classic text editing. Site features are designed within the platform, and then the generated code is pasted in. To reduce errors, and for actual experience, try using a type of classic text editor.

Adobe Dreamweaver is great for those that wish to create their own sites. This program is easy for even the least skilled amateur. It also includes great templates to make your site look amazing.

Anyone wishing to design a great-looking site should consider spending a lot of time on the header image. This is what visitors are noticing as soon as they log on to your website, so having something that’s on topic and visually appealing is a good move. Creating your own instead of using a premade header is the best way to go.

Always proofread any information you put up on your website. Your goal is for people to be able to read it easily and quickly. Errors on a website can really detract from the experience, and it’ll hurt your overall reputation.

Talk to other web designers to make sure that you have adequately learned what you needed to in order to build your site. You want to make sure that all of the information that you learned was truly retained; the last thing you need is to be in the middle of making a site and become lost or confused.

Make sure all your domains, including sub-domains, include visible taglines. Keywords will make your website more relevant to search engines and increase traffic to your site. The tagline for your pages should give the potential customer basic information about what your website is about.

If you have a professional to speak with, do so. Web design veterans can offer valuable insight into tips, tricks, traps to avoid, hurdles to jump and a variety of other information, that can boost your initial efforts. By doing this, you are helping to guarantee that one day you too will be a professional, because you are willing to take the time and gain the knowledge to do things the correct way.

A key principle to apply is to place your most important information to the far left and high on the pages. People look there first and you should have the important information there.

Make sure your site includes a search box. This is really important, because people are accustomed to having that function, and when they want to find something on your site, they need to be able to find it. If they can’t find what they need, they may leave your site altogether.

Think of cellphone users when designing your site. More people than ever before are using their mobile phone to surf the internet. If they cannot access your site or if it can’t be viewed well on their phone, they will likely stay away from your site. That can cost you a lot of business.

Those of you who are looking for a solid web design tip might want to look into top level domains. Most people are only familiar with the popular .com, .net and .org, so make sure that these are available for your website in order to get as much traffic as possible.

As you already know, websites can provide content, communication and entertainment. You will need to learn how to design first. Using the tips above, you can design any website that will do anything that you want to accomplish on the Internet.

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Excellent Fashion Advice You Should Apply When Heading Out

 

There are no real rules in place where fashion is involved. You can watch the trends, but it is really up to you to create your own style. Learn all that you are able to, but only run with the ideas that actually appeal to you. Some tips that might work for you are in this article.

If you are going directly from work to an evening out on the town, take a few makeup basics with you to change your look. Consider darker lipstick and some smoky eye shadow to transform your look. You may also darken your blush a bit, providing some contour for darker time. These three products will ease the transition.

Tight levis can look attractive on someone who is fit with a slender figure, but if you are a bit on the heavy side, look for jeans that fit well without being tight. Your extra pounds will be even more noticeable if you look as if your pants are painted on you.

Choose items to add to your wardrobe that make sense for your lifestyle. If you spend most of your time in jeans, then buy the best looking and best-fitting jeans that you can afford. The money you spend on an item for your wardrobe that you wear regularly is always a good investment.

Skimpy tops are comfortable to wear in hot weather, but be careful if you are a big busted gal. Your figure needs good support, and you will feel more secure if you wear a sports bra under a lightweight top that has skinny straps and no shape of its own.

Keep up with the latest styles. Change is constant when it comes to style, and magazines are a great way to follow this. They will find the new trends the most quickly.

When it come to fashionable hair accessories, there are many options to choose from. Hair accessories are things like hair bows, headbands and ponytail holders, but they also include hair extensions. You need hair accessories in your wardrobe. When you feel like going casual, grab a ponytail holder and wear your hair back. If you’re going out for the night, pick a headband that goes with the outfit you’re wearing.

When you are at the beach or pool, store your sunscreen in a cool place. Otherwise, the heat can change the chemical composition of the product, making it less effective. You can put it in a plastic baggie before placing it in your beverage cooler, or put it in a bag with ice.

Consider keeping a tailor’s number on hand. While many people can fit into the mass-produced sizes available at most retailers, clothes look and feel better when tailored. A tailor can either make or refine most clothing that you want to wear. If you really like a particular piece from your favorite store, yet it could use an adjustment, call your tailor.

When purchasing jeans, go for timeless looks. For example, classic straight leg or boot cut jeans never go out of style. Opt for either of these styles in either a dark denim or slightly faded to remain in style throughout the years. By opting for these styles, you will always be in style no matter the current fashion.

Look at people at malls, school, work, or anywhere to see what people are dressing like. This will be a good way for you to figure out if you really need to improve your fashion sense, or if you are perfectly fine and you look good the way you dress already.

Use many colors when creating an outfit. You do not want every piece to match perfectly, that is not the point of fashion. Instead find ways to create creative color schemes. For example, a purple dress can be matched with yellow, silver, black or green accessories. Just have fun with it.

Be aware of your body’s weaknesses and strengths. Smaller frames mean you want light, fitted fabrics to lengthen your body. Busty women want clothing that brings the attention to a different part of the body. If you have a pear shape, wear darker bottoms with light colored shirts.

To push your style, try layering a fun skirt over a dress. There are many dresses out there that would make excellent tops. Just throw a skirt over the dress itself. The skirt should be made of thicker fabric, so you don’t have unseemly bunching. You could even have the dress peek out a bit below the skirt for a fun, unorthodox look.

Mousse is a great way to improve the volume and look of your hair. Many people are going with the big hair that was made famous in the 80s, but the truth is the hairstyles back then were not very flattering or fashionable when worn on most people.

Never be afraid of reinventing yourself. There is no rule that says you must always dress one certain way. In fact, if you did, it would be quite boring. Take a look at Madonna. She has changed her look numerous times over the years, which is part of her appeal. If you are thinking of going blonde, do it. If you have had long hair all your life, try out short hair. Life is about taking changes, and that definitely applies to fashion.

Be confident. It doesn’t matter how you dress if you don’t feel that you look good. Work on your self-esteem. Don’t just follow trends. Buy clothing that you feel looks flattering. Trust your own opinion before listening to anyone else. If you feel good about yourself, your confidence should shine through.

Don’t buy clothes that don’t fit you, vowing to yourself that you’ll “get into them.” While it’s an admirable goal, it rarely works out that way. The vast majority of women never do “get into them,” and just end up wasting money on sometimes expensive clothing. Lose weight first; then go shopping.

After reading these tips, you should feel better armed for dressing well. Use the ideas you like and ignore the rest. You do not have to adhere to each and every trend that comes along. It is actually true that stepping out with your own individual style is the best way to get a fashionable look all your own.

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Why Your Business’s Social Media Policy May Be A Dud!

The importance of utilizing social media to help any business grow cannot be understated. But, there can be serious legal consequences for businesses when their employees or affiliates and marketers use any of the popular social media forums. This can hold true both when employees are acting on behalf of your business and when they use social media for their personal use. Smart business owners identify the problems ahead of time and then devise a strategy to prevent unnecessary liability and address risks when they become known. Of course, that strategy should start with an appropriate social media policy. But, many businesses draft social media policies which do not address all the potential concerns it should, or even draft policies in a manner which renders them illegal!

So, how can you ensure your business’s social media policy isn’t a dud? First, you must understand what could go wrong in social media.

What Could Go Wrong For My Business In Social Media?

Here is a broad list of legal concerns your business may face relating to social media:

-Employees who reveal confidential or proprietary information in a blog entry that can be viewed by millions of readers;
-Employees who post discriminatory or negative comments on social media regarding your business or other employees;
-Employees who post objectionable content on their Facebook pages that raises into question their character, which in turn reflects on your business; or
-Employees, affiliates and other sponsored endorsers can even subject their employers to liability by promoting the company’s services or products without disclosing the employment relationship. This is otherwise known as a sponsored endorsement in legal parlance. The FTC has made it clear that any “material connections” between the endorser and the sponsor must be disclosed in connection with a product or service endorsement, which is defined as any type of positive review. Sponsored endorsers can also potentially create liability for your business through any deceptive claims made about any products or services offered by your business.
Why A Social Media Policy Can Protect Your Business

If you have employees or use any type of third-party marketers or affiliates, you should adopt a written social media policy. Though not an absolute shield from liability, businesses must adopt social media use policies protecting the employer consistent with the company’s organizational culture. melissmell Not only can these policies serve as a strong deterrent to employees, they can be uses as the basis of terminating employees and affiliates or other third-parties.

But, What Should Your Company Social Media Policy Really Say (Or Not Say)?

Of course, your company’s social media policy should make clear to employees what the employer expects with regard to social media use, both on and off the job. These expectations may vary between companies, but employers should generally be concerned with rules against conduct that may result in unlawful sexual harassment or other liability, rules prohibiting disclosure of confidential or proprietary information, and company policies governing the use of corporate logos and other branding concerns when engaged in social media use. I’ll go into more specific details about what your policy should say below.

But, the problem every employer must understand with employee social media use is that the individual’s actions may be legally protected. Some states, for example, have laws protecting employees’ off-duty activities and political activities or affiliations. At the Federal level, the National Labor Relations Act protects employees who engage in “concerted activity,” which often includes the right to discuss the terms and conditions of their employment with co-workers and outsiders. If your social media policy has not been updated over the past two years, the policy is likely to be out of compliance with the guidance provided by the National Labor Relations Board recently. In addition, federal and state whistle-blower laws protect employees who complain about (among other things) potential securities fraud violations, in certain situations.

Practical Guidelines

Some practical and basic guidelines you should include in any social media policy are listed below. I use the term “employees” to refer to employees, affiliates and all other sponsored endorsers.

-Employment Rules and Company Code of Conduct

Require that employees always follow the terms of their employment agreement, employee handbook or other company code of conduct at all times when using social media (obviously this just applies to employees). The social media policy should restrict employees from violating the terms of any company policy via social media use for work or personal purposes.

-Broad Use Statement

You should state that the policy applies to all forms of social media, including multi-media (videos, posts or audio recordings), social networking sites, blogs, podcasts, sharing sites and wikis and covers both professional and personal use.

-Confidentiality

Employees should not disclose any information that is confidential or proprietary to the company or to any third-party. What if you have a new product or software application in development that you want to keep confidential? What about financial and other non-public information? There are a million reasons to post rules prohibiting disclosure of confidential or proprietary information on social media sites. The best practice is to define what comprises “confidential” and proprietary information and other trade secrets similar to a non-disclosure agreement and restrict disclosure. This restriction should include personal use and use on company owned sites. But be specific. Rather thanbanning any and all disclosure of confidential information, be specific about exactly what cannot be disclosed (such as trade secrets, customer information, business strategies, etc.).

-Endorsements & Affiliation

If an employee comments on any aspect of the company’s business they must clearly identify themselves as an employee and include a disclaimer. Employees should neither claim nor imply that they are speaking on the company’s behalf unless they are expressly authorized to do so. For example, you should require each employee to use the language “any views expressed are personal opinions and do not necessarily reflect the views or opinions of ABC Corp.”

-Advertising Liability

All sponsored endorsers must not make any misleading or deceptive ads or claims about your products. All content must be accurate and truthful. Since you are just as responsible as any sponsored endorser would be, you need to have a clear policy on what deceptive advertising is and restrict such claims. In fact, any employee, affiliate, etc. you allow to post or promote on behalf of your business really should truly understand what is deceptive under FTC and state consumer protection laws. Your social media policy should restrict your company’s bloggers or product reviewers, affiliates and marketers against making such claim and the policy should be incorporated in the separate agreements used with any affiliates and independent marketers.

-Intellectual Property & Brand Dilution

Restrict your employees from including any company logos or trademarks on their own personal blogs or Facebook pages unless permission is granted. Similarly, they should not be allowed to upload or paste these marks onto any other interactive forum. Clearly communicate the company’s expectations and offer examples of scenarios that are acceptable and include an approved description of the company’s brand. Make it clear that individuals who link online identities with the company and disclose their employment also incorporate the approved language into their online profiles. A policy that includes the positive can help to build advocates for the brand. Trust your employees to drive responsibly if you give them the rules of the road. You should restrict employees from posting unauthorized ‘promos’ that purport to represent the company without pre-approval.

-Liability

All posts and content uploaded onto any corporate blog, fan page or integrated into promotional multi-media application (i.e. a company podcast) must not violate copyright, privacy laws or be defamatory.

-Require Approval

You should require that each of your employees seek and obtain approval before posting or adding content to any corporate blogs, Facebook fan pages, Twitter accounts, etc., and have a system in place to monitor and remove this content at all times.

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Drawing Light and Shadows – How to See What You Draw

Seeing the Illusion

The human brain is an absolutely fascinating organ. Science has yet to even touch the surface of understanding is capabilities. One of the most incredible things it does is cause us to see things that aren’t really there. The brain does not like a void. If something is missing and our brains think it should be there, then it will make it up for us so that we can see it. It tries to fill in the empty space with what it thinks should be there. There are many optical illusion books and websites that demonstrate this.

These optical illusions demonstrate two very important points about art. The first point is that art itself is an optical illusion. Your job as an artist is to create an image that will cause the viewers’ brains to fill in the gaps and make something complete. You are not working in three dimensions; you are working in two dimensions. But when your viewers look at your art their brains will force them to see the art as three dimensional. They will not see the fact that what you have actually done is take a nice clean piece of paper and creatively spread dirt all over it. They will see actual objects.

The second point that optical illusions demonstrates is that we don’t always see what we think we are seeing. That is the big issue here. If you want to create the illusion for your viewers then you must be able to see the reality behind all things, not just what your own brain tells you exists.

Seeing the Color

Take a look at a rose, for example. At first blush you would think that it is pink. Because of that you might want to draw or paint it pink. But look closer and you will see that it is filled with many shades of pinks, yellows, oranges, lavenders and whites. Those are the colors that you will need to use in your painting if you are going to trick your viewers into thinking they are looking at a real rose.

Look closely at your subjects and analyze them. Everything you need to draw them is right there, don’t let your brain convince you that you are seeing something else.

Seeing the Light

Did you know that you do not see objects? If you look at a car driving down the street or your best friend sitting across from you at the coffee shop, you aren’t really seeing them. What you are seeing is the light that is reflected off of them. Eyes process light. It isn’t until we touch an object that we actually experience the object itself. This is a very important concept to keep in mind when you are drawing. If you try to draw an object then your brain will try to force you to draw that object they way it thinks that object should be. If instead you focus on drawing light and shadow, you will have much better results.

Take a look at a billiard ball. Instead of looking at the object, look at the light. There are three types of light that I want to point out here: highlight, shadow and reflective light. All three of these types of light are very important in creating photo-realistic drawings.

The highlight is going to be the lightest part of your image. This is where the most intense light reflects off of the object. Never skimp on the highlight but don’t overdo it either. Try to recreate the highlight exactly the way you see it in the original image.

The shadow is always the direct result of the source light. Keep that in mind when drawing. Shadows are simply areas of less light because there is either something blocking the source light or the area is farther away from the source light.

Most people fully understand highlight and shadow, but the true magic of light comes from reflective light. Reflective light is the light that bounces off of other objects and reflects off of your subject. In the example of the billiard ball, the surrounding light bounces off of the surface it is sitting on and is then reflected off of the underside of the subject. lightandmagic Recognizing reflective light is very important. You see it everywhere, but your brain tries to block it out. In many cases, subjects have such a reflective surface that reflective light is defined to the point that you can actually see other objects reflected from your subject. If you want to take your art work to serious levels of realism, you must learn to see those reflections and include them in your final piece. The most important thing to take away from this is that in order to realistically draw something you have to be able to realistically see it. You have to train your brain to forget the things that seem to be missing and focus on the reality of how the light is reflected.

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“Life for Children Today Has Never Been Better” – To What Extent Do You Agree?

“Life for children today has never been better.” This is quite a common comment made by many today, which shows the inherent truth in the statement. Today’s world is globalised and interconnected with the technological revolution at its peak and social media being more widely used. Thus, children’s lives today are indeed very different from any other time in the past as things keep improving. When we say their lives have never been better, we mean that it is at its most optimal, with the best standard of living, quality of life and welfare in general. Regarding the given statement, I agree to an overwhelming extent.

The 21st century has seen unprecedented technological booms and advancements, which give children today xanthitoday the best material standard of living they have ever been able to receive innovation and invention are rapidly increasing which enhances the variety of consumer options available for the young ones today. By this we mean that with the emergence of amazing production technologies like automation, robots like “Baxter” invented in the USA are capable of producing component parts for toys at four times as fast as human’s speed.This has led to many toy firms increasing their production volume of popular toys, giving children much more choice. Innovative technologies on the other hand enhance new toys in ways past generations could only dream of, improving the quality of toys. In the end, we are unable to deny that where material goods are involved, children have never been so spoilt for choice and pampered as they are now.

In today’s world, children are leading better lives with more resources devoted to their upbringing. This is in light of the worryingly low and declining birth rates many developed nations face. Due to this pattern, governments have been devoting more time, effort and resources to encourage childbirth and the rearing of children. As such in South Korea, the government heavily subsidised childcare costs. Such efforts only go to show the extent that the governments are willing to go to increase the importance of having children in our daily lives. We can only comment that children of the 21st century are treated as national treasures and assets to an ageing population. Thus it is true that they enjoy more resources and facilities provided complimentary to them.

In addition to the above, the declining birth rates so characteristic of today has created the phenomenon of nuclear families, consisting of a couple and not more than 2 children. As such children end up having a better quality and standard of living when parents are able to allocate more resources to each child. During the days of large families, each child could only have a small share of the parents’ income spent on them and their needs. However in China, for one, the “Little Emperor” syndrome has emerged due to parents having one child and being able to devote more of their resources to his prodigal spending habits.This goes to show that as nuclear families are the norm today, children are able to receive much more attention and material goods as more is allocated to them. With virtually all their material wants satisfied and their emotional well-being receiving more attention, we have to say things have never been at a better stage for children today.

Perhaps the rapid and unbelievable developments in the sphere of education today have also contributed to such a high standard of living for children on the whole. This is quite a constant factor as throughout the annals of time, educational events increase in number and so do educational discoveries and new knowledge. Thus, the progress of time will always have a direct relationship with the development of education. Knowing this, we can apply this fact to today’s education sector which has never before received as much thesis appears and discoveries. Thus, children in schools today mostly receive the most updated, modified and refined versions of educational content and teachings, as well as have more access to a greater number of interesting theories and discoveries made by past figures. The recent Higgs Boson discovery would never be enjoyed by children of another generation. Such an optimal quality of education is only received by children of today’s age, and this can improve their lives further by making them more knowledgeable and employable or by increasing their levels of spiritual enlightenment via the new perspectives gained. Basically, children feel more fulfilled today.

The above characteristics of the 21st century have also led to the creation of a self-perpetuating cycle where parents are more accommodating than ever and lives for children keep increasing in quality and standard. Due to the general increase in standards of living, people’s expectations also increase as they yearn for luxury goods and consumerism along with prodigal spending to satisfy their wants. As such, such a mindset has translated into a culture of upbringing where parents try their hardest to satisfy their child’s material wants, however unreasonable and demanding they may be. In Singapore and western countries like USA alike, this trend is increasingly evident as many parents vene resort to taking loans to pay for their child’s exorbitant spending habits. Albeit at the parent’s expense, the given statement holds true in the view of many children today. Gone is the traditional culture where children see accepting modest rewards as the status quo, today they are able to demand and receive almost anything they open their mouth for. Definitely, life for them has never been better.

Despite a very strong thesis for the statement by the general public and erudites of child development, there can never be a day where anomalies are not present. Thus, we will need to concede that there is another camp regarding this issue. It would be more mature and partial of us to consider some other viewpoints.

Some point out the fact that technological advancements come at a compromise in the form of social media’s negative effect on children. Amidst the increase in material well-being, children are surrounded by social media channels that showcase content from flashy advertisements to the occurrences of celebrities’ daily lives and the like. Children are bombarded by information of such overwhelming proportions and at such unsustainable rates that their young brains are unable to accurately synthesise them to form their own opinions and judgements of various issues. This inevitably leads to children facing more confusion in their daily lives today, with a particular US-based survey finding that showed that about 60% of children below 14 feel that “their lives are more confusing today”. As such, children may be losing the ability to remain clear and cognizant of their own identity and opinion, something the children of the 1970s-1980s did not mull excessively over. In the end, children have gained material satisfaction at the expense of mental and emotional well-being.

However, regarding this other view, I feel that this slight detriment to children’s lives pales in comparison to the more significant factors mentioned at the start. I say this because the modern age has a way of adapting to changes in society and the like. Like a natural defense mechanism, when a social problem occurs, there will be a group of people who work together to counter it. Amidst the increasing confusion and disorientation faced by children today, the number of childhood therapists and psychology professors as well as clinics have been increasing steadily. This gives more outlets and means for children to seek help when in need and such measures have been working in London, UK for some time. School therapists are increasing in numbers and are capable of providing improved emotional guidance to more children. Coupled with the rest of the improvements in various aspects of life, I feel that my comment to the given statement would be a resounding “yes”.

Perhaps the only significant case where we are unable to rebut effectively is the case for Less developed Countries(LDCs) mentioned by several professors and the public. The 21st century has created a widening development gap between rich and poorer nations and poorer LDCs suffer a dearth from necessary resources. In African countries like Mali and Kenya, we are unable to prove that children’s lives have really improved. When basic needs cannot be met, the poverty cycle ensues. However, today aid organisations like the United Nations(UN) have been ready to provide aid to stave off famine and disasters in these regions. Nevertheless, it is likely that aid alone will not be able to prevent Malthus’s theory from playing out if the inherent capriciousness and corruption of such dictatorship regimes are not vanquished.

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Online Shopping – Best Way to Shop and Save

We live in an era of style even in the busy and hectic life. At times, it becomes very difficult for most of people to go to market to shop. Keeping in view the growing demand of online shopping, entrepreneurs have created many shopping portals online that are very inspiring and profitable for the customers.

Online shopping is rapidly becoming the first choice of people in the world for modernized or traditional shopping. Gradually, online shopping is being accepted as the new and fashionable way of shopping. It is becoming popular because people have many other things to do in their busy life and shopping online saves time in numerous ways.

The process of shopping online has become very simple and easy. We have plenty of examples of sites that facilitate online shopping in the United Kingdom, where you can easily make purchases online with great offers and discounts. Personeelsuitje Alkmaar You can also find a directory of online shopping; which will help you to ensure safe access and security of your details. So you can shop online with great conviction. You can also easily get all the details about the range of products, services delivery, price, special offers and gifts, etc.

Online purchases are not only safer, but it is now easier than ever. Shopping online can be as easy as consumers wish it to be. Internet shopping can be full of fun, very easy and convenient. One advantage of shopping online is that one will be able to use the power of the internet to find the best deals available for items or services in the markets of the world. Search engines will help you to find high quality products in a simple and easy manner.

Another advantage of shopping online is one can also quickly find the offers of items or services with many different suppliers just by sitting at one place. Perhaps the best potential locations for shopping centers are available online. Online shopping is an online marketplace where numbers of stores of different brands provide their services under the same website for 24*7 that is made available everyday and every time of the year.

Shopping community generally refers to a group of buyers who are connected with each other online. They put forward their experience and information in the lengths of writings with the good and bad qualities of the goods that they have purchased. These comments and evaluations often help other buyers, especially those planning to purchase products via the Internet to make the right choice.

One of the main reasons that the consumers are not fine with shopping online is lack of awareness and knowledge about the quality of the products and retailers. While online retailers have a solid brand exposure to comfort the customers, which smaller retailers do not have. However, a major reason for the continuous growth in online shopping is due to the increasing confidence of customers in shopping the sites online. Other major factors are the wide selection of products that is available to customers online, the recent growth and efficiency of shipping companies dealing with Internet traffic, and growth of high-speed Internet.

While shopping online you can also send special gifts to your loved ones on special occasions, as there are online stores that provide the services to send gifts as well. Websites that are designed to send gifts online contain almost all types of gift items ranging from flowers to jewelry items, from chocolates to perfumes and games etc. that are designed for almost every type of special event in the life of the person.

Thus one can easily say that the online stores have brought a revolutionary and sensational change in today’s racing world with their great services and offerings. So do not waste your precious time in thinking about how to buy any product? Just go online and enjoy the facilities of the online store which will fulfill your desire with comfort and very conveniently. You will surely receive benefits in various online stores compared to shopping from the local markets.

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3 Things to Consider While Selecting Your Marketing Automation Tools

If you’re new to marketing automation, you might want to think about how you and your team will want to adopt those automated processes in the right way. Considering how the marketing automation industry is growing with increased adoption rates, it’s important to ensure automation is done efficiently. For starters, let’s consider a few statistics:

a. About 49% of businesses use some form of email automation. (Email monday, 2018)
b. In the next two years, an additional 21% of marketing leaders plan to use a marketing automation platform. (Salesforce, 2017)
c. Spending for marketing automation tools is expected to reach $25.1 billion annually by 2023. (Martech Today, 2018)
d. 79% of top-performing companies have been using marketing automation for three or more years. (Venture Harbour, 2017)
e. 80% of marketers using automation software generate more leads. (LinkedIn, 2016)
Source: HubSpot Marketing Statistics

Clearly, many industries are adopting marketing automation software and technology tools;these are few really important things that you need to keep in mind while making your choices:

1. Don’t automate bad processes and beware of outsourced lists

Map your marketing processes that drive traffic and leads thoroughly. Flow of leads through the funnel, including allocation and their sources are key. Internetmarketingbureau Rotterdam Hence, map those properties accurately. Make sure that the members of your team who run these processes are on-board with any changes that such automation will bring to their day-to-day work. Appointing a change manager (champion) who is a marketing process specialist will save you time and money. Identify and eliminate poor processes – fix the process before you can automate it.

2. Beware of outsourced lists and automate lead qualification to stay compliant

Avoid buying email lists and sending them automated email campaigns. These will fail and become costly to resolve. Especially now, with GDPR, this can get your business into a whole lot of trouble. Automation tools can be a life-saver with their inbuilt measures to ensure that some of your processes are compliant with the new laws. That said, the software is an only enabler and you must do the work to stay compliant. To further help the process, focus on creating exciting content that will motivate people to sign up for your content offerings (say, eBooks and animated GIFs) and build + grow your own opt-in database that can deliver better lead conversion.

Email databases will expire as the years roll by so it’s important to keep generating new leads at a higher rate than the expiry rate; which is about 25% per year. To generate new leads, you need to consistently create better content, design interesting calls-to-actions &landing pages, write engaging blogs and optimise your website for the search engines. Automation is great for nurturing leads, but you need to generate those leads first for the next step to happen.

3. Don’t let fancy features fool you

When deploying a marketing automation for your needs, don’t let fancy features fool you. Each software will have different learning curve, and maybe using a software with an easier UI might speed up processes. But, if it doesn’t solve your marketing process related (specific) problems, then it might not be the software for you.