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How To Make $10,000+ Per Month With Amazon FBA

Amazon FBA (Fulfilment By Amazon) is a business opportunity provided by Amazon to encourage business-owners to list their products in its marketplace.

The model works by Amazon providing users with the ability to send their products to its warehouse, and having them “fulfilled” by the retain giant (it sends them out) upon successful purchase.

The reason why Amazon would do this is partly to get free niche products which are both unique and valuable (you own the products – they just ship them for you), and thebusinessdaily  partly to make use of their massive infrastructure (which they would be paying for anyway).

It also adds to their offering as a business, as it gives them an even more diverse array of products to add to their portfolio (which is pretty much their core competitive advantage).

The important thing to consider about the “FBA” model is that it is indicative of the new “digital” business culture that seems to have become even more prevalent after the 2008 crash. Rather than keeping large amounts of stock, overheads and a large team… companies have taken to the Internet & social media to find buyers & create lean enterprises.

Gone are the days when distributors determined the fate of products. Now, new businesses, entrepreneurs and everyday people are able to create $10,000+ a month income streams without even having to own any land. All the infrastructure, marketing and fulfilment is handled by a completely independent company (Amazon) – to which you just do the work of sourcing a successful product.

To determine if you’d like to gain advantage from this method of investment, I’ve created this tutorial to explain the process of utilizing Amazon FBA. Rather than trying to get by on scraps from a local market, the new “digital” realm with all its promise is one of the best ways to get your foot in the door of the new world of enterprise.

How It Works

All businesses work in the same way – buy/build a product, offer the product to a market and any “profit” you’re able to make can either be used to live off, or reinvest into more/better products.

The problem for most people is two-fold: 1) they have no product 2) they have no access to a market.

Whilst both are legitimate problems – which would have been a significant drawback in a time without the “digital” medium – times have moved on to the point that barriers-to-entry are so low that you only really need to be able to invest several $1,000 to have the opportunity of selling to a global audience.

And despite the fact that the “Amazon” opportunity has existed for almost 10 years now (anyone can list products in its marketplace), the “FBA” model (which is truly hands-off) has only started to become popular in the past 24 months-or-so.

If you didn’t go to business school, to briefly explain how to run a “successful” business, you basically need to be able provide a product/service to a large audience. You’d typically aim for around 30% net profit margin (after COGS & advertising costs). How you do this is up to you – the key is to buy low, sell high.

Now, just because the “digital” realm is large doesn’t mean it’s devoid of the way in which “markets” typically work. Competition is obviously a major force, as is the idea that because something is “easy”, it can be replicated relatively simply by others (leading to an erosion of your profits).

Selling on Amazon typically works by providing access to products which people either don’t have access to locally, or are able to obtain locally but with major restrictions (such as color/size issues), or with problems in reliability of supply. In other words, whilst the Amazon marketplace is vast – don’t think you can outwit supply/demand.

The real trick with “digital” businesses is to provide access to unique products (typically made by yourself or your company) which are only available through you. These products have to be focused on providing a solution that most people have no idea about, and thus makes the proposition of buying it through the Internet legitimate.

Obviously, creating a “unique” product is 1,000x easier said-than-done – the trick with it is to work on solutions to your own problems. Work towards sharpening a skillset, which you’re able to apply to a wider audience, from which you’ll be able to identify “products” which can be created and offered as a means to simplify/solve problems you’ve experienced yourself.

Steps

To begin selling on Amazon, there are several steps to take:

Sign Up For Amazon Seller Account The first step is to get a “seller” account from Amazon. There are two types of seller account – “individual” and “professional”. Individual is free and allows you to “list” items which already exist in the Amazon catalogue. You pay a small fee each time a product is sold. Professional costs $40/mo, and has no extra “per sale” fees (although other fees such as a stocking fee etc may apply). This is the only account which allows you to list new items in Amazon’s catalogue.
Sign Up For GS1 This gives you the ability to *create* barcodes. They come in two formats – UPC (Universal Product Code) and EAN (European Article Number). Whilst these can be bought relatively cheaply ($10), Amazon, Google and eBay strongly recommend using GS1 for standardization. By using GS1, you’re able to have your products recognized by the likes of Amazon. The downside is the cost, but it shouldn’t really matter – we always recommend setting aside ~$500 for admin costs, of which this would definitely be one.
Create A Legal Company (Optional) If you’re looking to set up a real FBA operation, you’ll need a legal business (and bank account). Apart from giving Amazon the ability to open a business account, it allows you to better manage taxes (which are notoriously bad for investing your own money in a personal capacity). This is very easy to setup, but is only necessary if you want to actually deal with Amazon on an FBA basis only. If you want to just sell products on the system, you’re welcome to do it under your own name.
Buy/Build Boxed Products You then need to get a set of boxed versions of the product. If you make the product yourself, you need to get them into standardized boxes. Because thre are so many ways to do this, we’ll just say that you should look for a boxing/printing company to handle it for you. There are many capable ones. You must also follow Amazon’s guidelines on what types of packaging they accept.
Send The Products To Amazon Once you have the boxed products, you need to send them to Amazon. This is arranged through the Amazon seller system, allowing you to pick a time when the products should receive at the Amazon warehouse. Again, due to the level of variation in the process, it’s best to say that you should follow the Amazon guidelines in order to do this.
Start Selling This is the hardest part, which is explained below.
Selling The Products

The last step is to get the products sold. This is the hardest as you’re almost entirely at the whim of the market (both Amazon’s and any other market you may bring to the platform).

The trick to getting products bought from Amazon is effective marketing.

Marketing comes down to several points – the most notable being that you need to be able to firstly attract the attention of potential buyers and then build demand – giving them the opportunity to buy your product as a means to satisfy that demand.

 

 

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Selling on Amazon Vs eBay

Slowly but surely Amazon has been growing and developing. It’s now become one of the biggest selling platforms in the UK… if not in the world. On a global basis Amazon attracts around 50 million (give or take a few million) consumers a month. Last year consumers voted Amazon the UK’s third favourite retailer in a survey. That’s way and above almost every High Street retailer you can name. Yes almost every one of them. (John Lewis and IKEA were voted number one and two by the way.)

And it’s getting more popular with sellers too.

So if you’re looking for an online business then why not take another look at selling on Amazon? And if you’re already selling on eBay why not take a look at whether you could sell even more of your products on Amazon?

Selling on Amazon vs eBay – Why does Amazon have an edge on eBay?

eBay is the daddy of online selling isn’t it? Why would anyone prefer Amazon? Well, the answer is simple: Amazon has certain unique advantages that eBay does not offer:

It costs nothing to get started! Amazon is always no sale, no fee. The really good thing about this is that you can try new ideas and see what happens for precisely nothing.

You sell your product alongside Amazon’s listing for the same product. So chances are there’s already an established market for what you’re selling – with established buyers.

There’s often less competition. As you’ll know if you buy or sell on eBay there are often so many people selling the same thing it can end up going for next to nothing. Great if you’re buying, a disaster if you’re selling. But on Amazon there are categories with little or even no serious competition.

Amazon isn’t an auction. Let’s face it, the auction system on eBay mostly works in favour of the buyer. It only very occasionally helps the seller get more than they expected. With Amazon you name your price, so it is more reliable and predictable.

As well as that you don’t have to wait seven or more days for an auction to run its course. You can sell stuff the same day you list it.

Buyers tend to be more mature. There tends to be fewer people trying to get something for nothing shespeaks on Amazon. There also tends to be less fraud and fewer problem buyers. (If you sell on eBay you’ll know that can be a problem.)

Feedback is less critical. Amazon buyers aren’t so feedback-orientated as eBayers. So it’s easier to get started and build a business when you have no feedback to start with.

Amazon does all the admin. Amazon also does all the admin and even handles the payments for you. All you need to do is post the product. (You can even get Amazon to do that if you’re selling a lot!)

Why is it not so good about selling on Amazon?

There are a few ways in which Amazon isn’t quite as good as eBay but, honestly, not many. Firstly, Amazon’s listings follow a more standardised format than eBay. It’s not so easy to draw in customers with a really unique, personal listing for your product.

Also, Amazon has fixed shipping rates. You have to operate within a framework that Amazon thinks is a fair shipping rate – so there’s less opportunity to make money on the shipping. The product range available is much narrower and limited to products in the Amazon catalogue. So Amazon isn’t really suitable for unique and unusual products. (But, you could argue, selling unique and unusual products is too much hassle anyway!)

Lastly, selling charges can work out more than eBay in some cases – the advantages make up for this though.

 

 

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Amazon Prime Air: Drone Delivery Coming to a City Near You

When Amazon was launched, it began as a online bookstore. Outside the span of economic opportunity was the chance of enhancing the buyer experience by widening the customers’ choice. Creating the world’s first online bookstore was recognizing that, in 1995, you couldn’t walk into any bookstore in the world and be able to review or purchase the millions of books in circulation. Even from the beginning, Amazon was focused on creating the best customer experience with a deliberate focus on convenience and the vision of pioneering other technological advancements as the end of the 21st century approached.

I believe it’s fair to say that Jeff Bezos and many others, including myself, believed the 21st century would include the convenience of flying cars, the convenience of getting your annual checkup without having to visit the doctor’s office, or being able to order a ride to anywhere in your city all at the press of a button. In 1995, all of these technological advances were just storylines of The Jetsons and other science fiction. Innovation has now made all but one of those storylines a reality – but I’m sure Elon Musk is working on getting us those flying cars.

Amazon has pioneered a number of technological innovations through their now-extensive product lines. From its conception, the company was focused on making every book available for purchase online, but their focus has now evolved into “selling everything to everyone.” Over the last 16 years they have come closer and closer to that goal. Their product lines include:

Amazon Fresh (currently in beta), where they sell fresh produce.
Amazon Prime, which provides video and music content instantly to customers via their smart devices.
Amazon Fashion, which launched last fall.
Amazon Fulfillment.
Amazon Marketplace, which provides customers with the opportunity to become entrepreneurs while utilizing the company’s logistics and distribution infrastructure.
Amazon Kindle, which I believe was the predecessor of all other tablet devices.
Amazon Web Services, which was a business born out of Amazon’s necessity to create a sustainable infrastructure for their online operations. They did it so efficiently that they had extra capacity to support the infrastructure of other companies, some of which could be considered their competitors.
Their latest and possibly most ambitious endeavor, Amazon Prime Air, will revolutionize ecommerce as well as logistics and distribution. Amazon Prime Air extends the products that the company can sell. With a vision of leading innovation in Unmanned Aerial Vehicle (UAV) delivery, Amazon Prime Air will enhance all of their other product lines by allowing their customers to get the goods they order much faster, effectively enhancing the Amazon customer experience. Skeptics (including myself) have wondered how big is the customer base that would use such a service and why would anyone ask for a drone to come anywhere near their house. Drones definitely get a bad rap, and rightfully so, but most of those concerns are out of place within the APA discussion as these UAVs will not have missiles or cameras attached to them. So the real question is, does this product line and technology have a customer base or serve any real need outside of its “coolness” factor? Well, let’s take a look at what the data says:

Amazon has been working on UAV technology for some time but it wasn’t until November of last year radio that the Federal Aviation Association (FAA) announced a plan to create a standard for the commercial use of Unmanned Aircraft Systems (UAS). It is obvious that Amazon has to go on a public relations blitz to inject the acronym “U.A.V.” into the public discourse in the place of “drone” in regards to APA as it will enhance the public’s perception once they launch the platform. And according to the FAA’s UAS commercial integration plan, they have plenty of time.

Here is the FAA UAS integration timeline. It is broken into 3 phases:

The first phase, Accommodation, extends into 2015. During this time, I believe Amazon will work to attain the Certificate of Airworthiness (COA). The second phase, Integration, extends into 2020, and in this phase I believe Amazon will mostly focus on beta testing in select markets. The third and final phase, Evolution, extends past 2021; Amazon would have not only developed a UAV ready to interact with the public but also a UAS that incorporates the various aspects of storage, fulfillment and distribution. At this point, they can expect that there will be many competitors who would also utilize UAVs as a form of logistics such as Fedex, UPS, other online retailers, and big box stores such as Walmart and Target. So Amazon’s main focus at this point should be creating a UAV/UAS that will be the safest and most reliable, and not only meet FAA standards but exceed them with the goal of Amazon Prime Air becoming synonymous with UAV delivery. The FAA has made it clear that it is not a matter of if but when, and if Amazon follows through with its plan, it could pioneer a completely new form of delivery.

 

 

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If Technology Is Effective in the Classroom – Why Do Some Students Dislike It So Much?

The effectiveness of technology use in the classroom has become a controversial issue. While many teachers and students feel that it’s best to use technology because it enhances teaching many others feel that it causes too many challenges and that it is a waste of time. If technology is as effective in the classroom as many teachers believe it to be; why do some students dislike it so much?

In order to objectively respond to this question, 3 articles were examined. 2 out of the 3 relate how the use of technology in the classroom frustrates students while the last one translates the thoughts of students who feel that technology in the classroom has responded to their need. So the issue is not that technology is not effective but rather that some teachers need to be mindful about technology use in the classroom and others need to be trained in order to properly use technology to teach so that students do not view technology as obstruction learning but as an enhancing tool.

After summarizing the 3 articles that have been reviewed we will be able to prove that there are 2 groups of students who claim to dislike technology in the classroom: Those who are improperly exposed to it by their teacher and those who did not give themselves enough time to familiarize themselves with it. We will then be able to get to the logical conclusion that those same students would appreciate the value of technology in the classroom if their teachers used it properly. Let us first summarize the articles that we are referring to.

The article “When good technology means bad teaching related that many students feel that teachers and professor use technology as a way to show off. Students complain of technology making their teachers “less effective than they would be if they stuck to a lecture at the chalkboard” (Young) other problems related by students include teachers wasting class time to teach about a web tool or to flab with a projector or software. When teachers are unfamiliar with the technological tools, they are likely to waist more time trying to use them the technological software that is used the most according to students is PowerPoint. Students complain that teachers use it instead of their lesson plan. Many students explain that it makes understanding more difficult “I call it PowerPoint abuse” (Young). Professors also post their PowerPoint Presentation to the school board before and after class and this encourages students to miss more classes.

Another problem reported in the article with the use of technology in the classrooms is that many schools spend time to train their staff about how to use a particular technology but it does not train them on “strategies to use them well” (Young). The writer believed that schools should also give small monetary incentives to teachers and professors to attend workshops.

In an interview made with 13 students, “some gave their teacher a failing when it came to using Power Point, Course Management systems and other classroom technology” (Young ) some of the complains were again about the misuse of PowerPoint’s and the fact that instructors use it to recite what’s on the scale. Another complaint was that teachers who are unfamiliar with technology often waste class time as they spend more time troubleshooting than teaching. The last complain mentioned is that some teachers require students to comment on online chat rooms weekly but that they do not monitor the outcome or never make reference to the discussion in class.

Similarly, the article “I’m not a computer person” (Lohnes 2013) speaks to the fact that students expectations as far as technology is concerned is very different. In a study done with 34 undergraduate university students, they advise that technology is an integral part of a university students life because they have to do must everything online from applying for college or university, searching and registering for classes, pay tuition and that in addition to being integrated in the administration, etc. technology is also widely used to teach and is valued by higher education.

Those students, however, feel that technology poses a barrier to success as they struggle to align with the ways in which the institution values technology.” A student explains that technology is used in her freshman year to turn in assignments, participate in discussion boards and blogs, emailing the professor, viewing grades and for a wide range of other administrative task including tracking the next school bus. This particular student whose name is Nichole says that she does not own a laptop but shares a family computer. She has a younger brother who also uses the computer to complete his school work so she consequently has to stay up late to complete assignments. She states “technology and I? We never had that connection” (Lohnes). Nichole dislikes the fact that her college requests that she had more contact with technology than she is conformable with. Nonetheless, she explains that as she started doing those school online assignments so frequently she came to realize that they were not that bad.

One of her issues though with technology is that she had come from Puerto Rico about a year prior entering college and that she never had to use the computer so much there. The articles relates that other college students like Nichole have admitted that they are “reluctant technology users” (Lohnes) The article wants to explain, in essence, that although most people would expect that college students prefer technology and are already familiar with it,” that assumption is faulty” (Lohnes).

On the other hand, the article “What Screenagers Say About… ” High school age students were asked about what they thought of technology but most expressed liking it. One of them said about PowerPoint: “My history teacher did a good job with Power Points. He would put them online, which made for really great reviews.” (Screneagers, 2011) Others expressed how technology was really who they are and that teachers should understand for example that when they text in class, they are not being rude but that they have gotten used to multi tasking. Another student invites teachers to not be afraid of technology “Teachers shouldn’t be afraid of technology. Understand that it’s how we live our lives. So don’t just push it out. Learn to cope with us and how we work.” (Screenagers, 2011)

Another student however, expressed how she prefers simpler technology that her teacher is comfortable with rather than high tech that the teacher does not manipulate well “The most important thing for teachers is to be comfortable with what they’re using. It doesn’t have to be super high tech. My math teacher used a projector, and it was one of my favorite classes. Then I would go to this other class where the teacher used Power Points and the SMART board, but I didn’t get any more out of it because she wasn’t comfortable with the technology” (Screenagers, 2011) Students spoke about their appreciation for virtually all types of technology used in the classroom. Another said “One of my teachers used Skype. That’s face-to-face interaction. If I had a problem with some math problem I was working on, I could take a picture of it and put it on the Skype screen. She could see where I was making my mistake. It really helped.” (Screenagers, 2011) The bottom line is that those high school students wanted to let teachers know that they really like technology and that it is already a great part of their daily routine but that it had to be used properly in order for them to enjoy it.

Similarly, they summarize a few things that they dislike as well. Among the list, they said: reading on the computer, paying a lot for an online textbook and the fact that they often forget everything else when they get caught up with using technology.

Nonetheless, they had much more positive things they liked in technology like for example that some teachers would text a question for them to think about before class, so if they do not know they answer, they would communicate with classmates to discuss the possibility for the answer before class. This allows them to go to class prepared. They also like using Skype, emailing their teachers instead of going to speak to them in person. They also enjoy discussion boards. The advice they would like to convey to their teachers is to make sure that they are comfortable with whatever technological tools they are using, to give them more freedom to use the good sites and those in the middle range when they are surfing the net using school computers and to understand that technology is part of their lives.

After summarizing those articles, we can see that the students mentioned in Youngs, 2004 dislike technology because their experience with it was not satisfactory. In other terms, a group of students dislike technology because some teachers are not mindful about technology use or they need additional training. For example, some students are frustrated because they feel that instructors waist their time when they are not properly trained to use the technological tools. Others disliked the fact that some teachers had PowerPoint presentations which were either not meaningful or they would just read whatever they wrote and add no additional comments. Those examples are called “bad teaching (Young, 2004) and they are in fact terrible examples that teachers should not follow because technology is not meant to help teachers do the least work or to adopt poor teaching practices. Somme students related that PowerPoint was widely used by teachers so they even call it PowerPoint abuse.

I can relate to what is being expressed by those students. I observed a Teaching Assistant teach a grammar class recently. He purchased a device to allow him to monitor the screen without touching the computer. He was able to walk throughout the class while changing slides. It all looked so impressive but despite all of this show, students were left so confused at the end of the lesson. When they asked questions, he went back to the slide that had the grammar rule and read it over to the class. The PowerPoint was a duplication of the textbook chapter. The same examples of the book were used. At the end of the course, he felt that he had done a great PowerPoint when in fact, it was not meaningful. It was a copy/paste project from the text book to the screen. This example shows that we need to use common sense when using technology. When teaching grammar, a teacher has to be able to come up with examples other than those in the book, you have to write on the board, have student practice what they have learned. PowerPoint use was a real bad idea, in my opinion, for teaching this course. It was just not the right technological tool for the lesson.

Students in that class may decide that they hate Power Points because it confuses them more while the issue is not with the use of PowerPoint but instead with the teacher’s poor choice of technology. The point I also want to make here is that teachers may sometimes be unaware of their improper use of technology. This is why, as educators, we sometimes need to ask students for their feedback so we may make corrections where needed.

We can then conclude that those students dislike technology as a result of improper technological use by teachers, and also because many teachers do not attend workshops or training sessions to help them obtain a broader knowledge of technology since they are so busy. Like suggest (Youngs, 2004) and (Lohnes, 2012), those same busy teachers would have attended those trainings if there were given an incentive. In the article “Technology Standards in a Third-Grade Classroom” (Kovalik, 2001), it is related how a study done on a 3rd grade class of 25 showed that students were properly using technology. There is no indication that those students dislike using technology. The article also mentioned how the teachers were highly trained because the Ohio board pays incentive to teachers to participate in technology training which teaching them not only how to use technology by teaches them strategies on when to use them.

Boards from other states should consider doing the same thing to ensure that their teachers are responding to the technological need of their students and that they are teaching them according to the standards. The Ohio school mentioned above met the standards as far as technology is concerned because of the technology coaching received by the teachers. If teachers learn how to properly use technology in the classroom, it will be a less frustrating experience for them and for the student who will less likely dislike technology since it will meet its purpose to enhance teaching.

The other groups of students who dislike technology are those who were not exposed to it for long enough. The College Freshman, Nichole advises that she was not exposed to so much technology while she was in high school in her home country; consequently, it seemed to be a burden to her to have to need a computer to complete most of her school assignments but also to interact with her classmate via a discussion board. What is interesting though is that even though she claimed to dislike technology so much, she advised that once she started to spend so much time using it, she realizes that it is not so bad. Even though it is likely that some people do not like the telephone and texting so much, the computer and some website have become part of most people daily routine. In Nichole’s case, she does not own a laptop and has to wait for her turn to use the family computer which means that she has no attachment to this media because her use of it is controlled. However, once she gets to own her own computer, it is a guaranteed that her view of technology will change.

I returned to school after about 12 years. When I was in college the 1st time around, nothing was electronic but when I contacted USF to apply, they told me that everything was online. At first, I asked why everything was online but once I got used to it, I started to understand the value of having the convenience to do a lot of things without having to live my home.

Therefore, Nichole will certainly not continue to dislike technology that much once she gets more familiar and more attached to it. The fact is that she stated that she started to realize that it was not that bad once she started doing so many assignments. She came to the conclusion that the computer was not yet a friend but that it was no longer an enemy; it became to her an acquaintance.

With this understanding, depending on the background of some ELL students and depending on whether or not they were exposed to technology in their home country, they may not like technology at first but this should not be a sign that they will never come to appreciated it. As teacher, we will need to allow them time to familiarize themselves with it while we continue to properly use it so that we do not advocate against it or involuntary send missed information about its true value.

On the other hand, the last article testifies to the fact that the new generation is technology driven and that when used properly, they benefits from it in the classroom, there are several examples of how teachers originally used technology to teach which are appreciated by students. What should the conclusion be then?

We have proven that technology use is effective in the classroom but that teachers need to take some actions in order to make this tool useful to students. It is necessary that they received some training if they lack it, and like a student suggested in the Screenager article, they should refrain from using complicated tools if they are not sure about how to use them. It’s best to properly use something much simpler that they are familiar with like a high school student suggested.

In addition, it is important for teachers to screen the countless technological tools and to research them before introducing them to their teaching. Should they test some that do not work well, they have to stop using them and seek one that is more appropriate. Most importantly, technology is not always the answer this is why teachers should be balanced when using it. If it is required that we use the board and chalks to help students better understand, this is what we should do. Doing so, we will ensure that more students appreciate the use of technology in the classroom for what it is worth.

Work Cited

Kovalik, Cindy, Lynn Smolen, and Jazmine Toddy. “Technology Standards In A Third-Grade Classroom.”
Journal Of Research On Computing In Education 33.5 (2001): 1-17. Academic Search Premier.
Web. 9 Aug. 2013

Lohnes Watulak, Sarah. “‘I’m Not a Computer Person’: Negotiating Participation in Academic
Discourses.” British Journal Of Educational Technology 43.1(2012):109-118. OmniFile Full Text
Mega (H.W.Wilson). Web.9Aug. 2013.

Young, Jeffrey R. “When Good Technology Means Bad Teaching” Chronicle Of Higher Education
51.12(2004): A31-A31. Academic Search Premier. Web.9Aug.2013.

What Screenagers Say About… (2011). Educational Leadership, 68(5), 44-46 Wed. 9 Aug.2013.

 

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Wearable Technology And the Business Traveller

The analogy between Athletes and Frequent Fliers is a strong one to make, but a valid one when you consider how gruelling global business travel can be. Athletes take the time to train for fitness and competition. Frequent fliers, especially road warriors should take time to train for fitness and the journey. The serious athlete is well aware of the value of feedback, to that  EarnWithSocial.  end they employ a coach and technology to keep them progressing and competitive. While frequent fliers may not have access to a coach they can leverage technology to help them stay journey fit and healthy. This is made even easier today with the explosion of Wearable Technology. Wearable technology, specifically of the health monitoring variety means any frequent flier can get real time feedback on their health status and adjust accordingly.

What was once the preserve of the elite athlete and out of reach and price range of your average person has now become available to all and sundry. In this respect we are witnessing the sexing up of the humble pedometer. Wearable technology (wearable tech for short) comes in all shapes and sizes with simplicity and sophistication in equal measure. Wearable tech gadgets can do anything from helping you reach daily physical activity goals to measuring sleep quality and duration, track water consumption, calorie consumption, weight gain or weight loss, as well as power napping and helping you monitor your exposure to ionising radiation.

The wonders of wearable tech are made possible because of advances in technology and the simplification of the UI (User Interface) all you need is a smartphone and your chosen gadget that is equally easy to wear on the wrist, in the pocket or around the neck and you are all set. Bluetooth and plug and play syncing options will do the job of keeping track of your progress.

All of these gadgets are available and useful to the frequent business flier and can make a worthwhile contribution to staying healthy while jetting around the world and encountering different time zones. In addition to this new crop of gadgets there are also some other items on the horizon or that have been around for a while which qualify as wearable tech which are also indispensable to healthy fliers. Include magnetic insoles which massage your meridian points on the soles of your feet in this category although you might want to call it low-tech wearable tech. You can also include a soon to be released power napping eye mask which will allow you to power nap to perfection, its timer wakes you by simulating a natural sunrise wake sequence. Another low-tech offering (yet to be released) is a silicon wristband which monitors pollution you are exposed to. Fliers concerned about Aero-toxic Syndrome and fume events when they fly could for instance use the band to monitor exactly what they are exposed to.

The options to get valuable feedback through wearable tech are increasing with the uses technology is being put to, it is only a matter of time before its use becomes the rule for frequent fliers instead of the exception. Apple’s reported acquisition of Beats Electronics seems to be drawing criticism from the financial markets, but it could just be that Apple has acquired the last piece of its technology puzzle before it launches the iWatch. Whether Apple can turn the iWatch into that must-have wearable tech gadget we didn’t know we needed remains to be seen. In the meantime frequent fliers without wearable tech will seem like astronauts in space without space suits, future generations will wonder how we ever managed without it.

 

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Kovalam Hotels

Kovalam is one of the most ideal holiday spots in the southern part of the country. Kaovalam, which lies in the state of Kerala, is well known for its spectacular beaches and scenic natural beauty. Kovalam is a beautiful place and a must to visit destination when one goes to Kerala. Tourist throng Kovalam throughout the year people from all around the globe visit this place. The picturesque  3km  beauty and stillness of this land is appropriately supplemented with comfortable and excellent lodging facility for the visitors which make the trip to kovalam an unforgettable experience.

Kovalam is better known as the “Paradise of the South” – Kovalam has lush green surroundings and a strip of golden sands as well, there are green palm groves spread all over. Kovalam is just at a distance of 15 kms -Trivandrum the capital of Kerala’s. There are several Resorts and hotels in Kovalam. Best of services are provided by these hotels and they cater to needs of the customers.

The hotel is planned well to cater the demands of various economic groups. There are 5 star luxurious hotels as well as medium range hotels and other low budget Hotels. Kovalam also has some Ayurvedic Heritage Resorts, these resorts provide to its visitors special Ayurvedic treatments, and is well known around the globe as one of the best Ayurveda destinations.

The rates of the hotels in Kovalam are increased during the peak season, i.e. between December to May when most of the tourists visit the beautiful city. Several hotels also offer discounts to the customers. The tariff of the hotels increases as the travelers move towards the beach. These hotels are known for their hospitality and services.

The hotels in Kovalam city are beautifully designed and grab the attention of the tourists with their amazing interiors and the services offered. The hotels are the perfect blend of tradition and modernization. The hotels are away from the hustle and bustle of the city and are known for their peaceful and pleasant environment. These resorts and hotels blow their own trumpet for unusual locations, lavish comfort and warmth. The personal restaurants in Kovalam Hotels serve specialized Indian and western mouth-watering dishes. They also serve variety of tempting seafood. If one has to visit Kovalam the booking of the tickets can be done online. The various hotels and resorts at Kovalam promise the comfortable and most memorable stay for the travellers.

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Rise Of Digital Health Stat Ups While Public Companies Yet To Pick Up Their Pace

The trend seen with these digital healthcare start ups

Going by the findings these digital health start ups had seen tremendous growth in year 2014 they have generated revenues more than $4 billion but their stock  Newsrooms value was not as good as their revenues generated. It might be too soon to judge the benefits of the digital health start ups or it is just an idea of the challenges that will be coming up in this industry in coming years. 20 public digital health firms were not able to remain in S&P 500 in the market and five companies which were went public were not able to keep up their share values in the market.

These trends were seen by Rock Health which plays a key role in seed funding for these digital start ups. As per their report, it might be too soon to judge the these digital start ups becoming public since few of them failed last year after becoming public. Venture capitalists are keeping a close eye on these businesses and how they grow in future. As per their report, it is a major concern if some the start ups are not able to turn public which are being funded from past seven to eight years, there is a growing possibility of those start ups need to be shutdown. Despite some of these issues, the bet on digital health start ups is high, since last year the revenue generation was about $4 billion dollars by 260 companies, which is the combined revenue of years 2011, 2012 and 2013.

Change brought by the new law

To make healthcare system easy and effective for people, a new act Affordable Care Act was passed which allowed financial incentives for improving healthcare systems. With the technological growth in mobile phone industry, it has become quite feasible to implement the digital system of healthcare.

As per RockHealth, the analysis done is of a shorter time period, one must need to wait and watch where the industry is heading ahead. Since 19 companies were not able to create profits when the market was high cannot be the basis to predict about the whole industry which is still in a nascent stage.

Market and consumer

The fluctuations seen in the digital health start ups could be an effect of fluctuating market which now is more stable than previous year. Also, it will take some time for people to get use to the benefits of digital healthcare system since still people are not sure about the effectiveness of it. Once the positive results starts flowing the acceptability among the public will increase for them.

 

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4 Reasons To Get An On Line Auto Insurance Quote

Title:
4 Reasons To Get An On Line Auto Insurance Quote

Word Count:
427https://www.x-sex24.com

Summary:
Whether you are looking for a new auto insurance plan, or just want to see what is out there, getting an on line auto insurance quote is a great idea. There are a variety of great places you can go online that will offer you free auto insurance quotes with no hassle whatsoever. If you have not got your instant auto insurance quote, the following are four great reasons you need to give it a go.

Reason #1 – It’s So Easy! – One of the best reasons that you should get an on li…

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Article Body:
Whether you are looking for a new auto insurance plan, or just want to see what is out there, getting an on line auto insurance quote is a great idea. There are a variety of great places you can go online that will offer you free auto insurance quotes with no hassle whatsoever. If you have not got your instant auto insurance quote, the following are four great reasons you need to give it a go.

Reason #1 – It’s So Easy! – One of the best reasons that you should get an on line auto insurance quote is because it is so easy. No need to flip through your phone book looking for places to call or to spend your day on the phone trying to get a quote from a company. You can get your quote online without a bunch of hassle and it is so much easier than trying to call someone up. Online you can just simply enter your information and then get a great quote back on auto insurance.

Reason #2 – It Can Save You Big Money – Getting an instant auto insurance quote online can also save you a great deal of money. Often you will find that the quotes you get online are much cheaper than you could get anywhere offline. Many companies actually offer special online rates if you go online to get one of their auto insurance quotes.

Reason #3 – It’s Totally Free – Another reason you should get your on line auto insurance quote is because it is totally free. There are a variety of places that you can find free auto insurance quotes, and you will have no obligation whatsoever when you get a free quote online. Since it is totally free, there is no reason not to find out how much money you could be saving on your auto insurance.

Reason #4 – It’s Fast – Getting your auto insurance quote online is also very fast. You can get an instant auto insurance quote that will allow you to know how much you could save in just minutes. Why spend time waiting forever on hold with a company on the phone, when you can get an instant quote online.

If you need an insurance quote, and on line auto insurance quote is definitely the best way to go. They are easy, free, fast, and can save you hundreds of dollars on your car insurance. What are you waiting for? Your quote on car insurance is just a few seconds away.

Get a free instant auto insurance quote at http://www.auto-insurance-companies-free-quote.com.

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0 APR credit cards are Not Just for Christmas

Title:
0 APR credit cards are Not Just for Christmas

Word Count:https://www.discoverybit.com

532

Summary:
Have you ever considered the luxury of always having a 0 APR credit card at all times, no matter what the circumstances? Well here is a check list of seven things you must do in order to make that an everyday reality.

Keywords:
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0 APR credit cards are here to stay. Now that we’re well into the New Year we’ve learned (again) the lessons of the festive season. Zero interest credit is a nice idea, but why not extend it beyond your present credit card to the next, and the next. This seven point checklist will assure the clever consumer of having that constant low APR credit for years to come.

1. Read the small print. Make sure it matches the offers on the credit card’s advertising copy. In particular, check for clauses that differentiate between purchases and cash transfers, or even cash withdrawals. Check that the card doesn’t stipulate a ratio between purchases and cash, charging an excess if the cash activity rises above the purchase activity (that is usually the way it is biased, but check to make sure).

2. Keep to the agreed credit limit as specified in the agreement. Do not exceed the balance limit as specified on your original agreement, or that’ll be the trigger for extra charges.

3. Pay at least the minimum charge in full. Even better, set up a standing order or direct debit with your bank. You can arrange to have the minimum paid directly and electronically from your bank account every month.

4. Avoid late fees by paying on time. There is a danger with people who have the benefit of a 0% APR credit card that they will tend to become complacent about it and forget to pay it. Yes, it does happen. But every time a payment is received late credit card providers can and will charge a late fee. This can add up, especially if someone is habitually late. Again, an automatic direct debit from your bank account is the best answer.

5. Factor in any extras in the agreement, as stated in the small print (which you will have read). For example, an annual charge may be applied to offset the 0 APR. Some 0% APR cards do this but others do not. Bear in mind that the whole APR concept was meant to level the playing field as far as extra charges were concerned. By paying an annual charge for your card you are not truly getting a 0 APR card.

6. Make sure you have in mind a new low interest or 0 APR credit card waiting by to which you can transfer the balance of your present credit card. Why have 0 APR credit for 6 months or 12 months when you can have it for years and years? Always check the press and financial columns for new deals and credit card offers with this in mind. Join an Internet forum that specialises in such matters.

7. Make sure that you transfer the balance of your existing credit card to your new credit card in full and on time. In particular, allow for time to process the balance transfer and for all the paperwork involved (yes, even in the age of the Internet there is still a certain amount of paper involved!) and be careful to check that the opening balance allowed on your new 0 APR credit card is at least the same or exceeds the balance that you wish to transfer from your existing credit card, or the shortfall will cost you money!

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“SECURED LOAN UK”: prevention is better than cure

Title:
“SECURED LOAN UK”: prevention is better than cure

Word Count:
369

Summary:https://deals1.promo/

Destiny is not a matter of chance but of choice and you have to make a wise choice because we are free to make choices. Nevertheless, after we have chosen, the choice controls us. So be secured by choosing secured loan UK.
In a country like UK where people have considerably high propensity to consume they tend to spend beyond there means and land themselves into financial crisis and secured loan UK provide them with lever effect. Secured loans UK are tailor made loans and it has resulted in imm

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Article Body:
You may not suffer from insomnia now because borrowing money was never that easy; the perception of world has changed today as borrowing money is not considered a taboo. You may be in a deep monetary crunch, there are various ways to dig yourself out of the financial mess, and one of the comfortable ways is “secured loan UK”.

Secured loan UK is loan that requires borrowers to offer their property as collateral. This reduces the risk for lenders and they charge low rates of interest. Unsecured loans, on the other hand, do not require collateral and consequently, they carry high rates of interest.

As we all know that there are no free lunches in this world but there can be affordable lunches, loans that use your assets in the form of a house or a car or your stock certificates as collateral. This basically means that you get cheap secured loans UK against the equity of your asset and if you default in paying the secured loans, the lender can liquidate your asset to extract his money.

So, what can you use secured loans UK for? Secured loans offer borrowing with lower interest rates and lower monthly repayments as compared to unsecured loans.

In today’s world of economic uncertainties, it is very difficult to make ends meet, let alone save for a rainy day. So what do you do when faced with unforeseen expenses like a medical emergency?

The easiest solution to this is online secured loans UK, which you may use as bridge loans in an emergency. One can apply for Secured Loans UK, which will not only give you some emergency cash in hand, but also a relatively low interest that you can pay back overtime.

Well begun is half done! Does secured loan UK solves half the problem? Yes, as it serves you with following benefits:
 A simple flexible method of generating cash
 Cash can be used for any purpose e.g. buying a car, going on a holiday, home improvement etc
 one can save in interest loan over a period of time
 Protected payment plan provides you extra peace of mind
 In secured loans UK, you control your budget rather budget controlling you.